Our family of companies was started in 1955 by Charles "Kenneth" Brumit of Elizabethton, Tennessee after he was trained in the business by another company, where he worked for just a few months in Roanoke, Virginia. Making no loan is better for everyone than making a poorly made loan – we think all would agree! Having said that, it is our goal and HERITAGE to meet, under the above conditions, every lending opportunity. Our Philosophy plays heavily into our policy of RESPONSIBLE LENDING by allowing us to be aggressive in meeting every lending opportunity presented us - knowing that if a borrower is not both qualified and willing to repay a loan or if the loan itself is not going to be of value to the customer - the loan will be first conditionally approved or, if the conditions fail to materialize, denied. Those hundred year old benchmarks are the SCOUT LAW, the SCOUT OATH and the SCOUT MOTTO. Putting into practice our company culture also comes from benchmarks held dear to ownership, who is an EAGLE SCOUT.
It directly effects all of our policies governing how we treat our customers, our staff, the public, the kind of corporate citizen we are in the community and the way we conduct business from a moral, ethical, legal, and spiritual viewpoint.įoremost in describing the essence of our company philosophy is our owner's statement of faith, his testament to being a sinner forgiven - FOLLOWING CHRIST NIV and as such doing his best to see that the company reflects a Christ-like culture. Our philosophy drives who we are as a company.